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LANDBANK Mobile Loan Saver

The LANDBANK Mobile Loan Saver is the country’s first paperless and fully electronic salary loan with automatic savings and insurance facility that was launched by Land Bank of the Philippines (LANDBANK) and Smart e-Money, Inc. (SMI), the financial services subsidiary of wireless leader Smart Communications, Inc. (Smart).

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Mobile Cash Transfer Program

The Mobile Cash Transfer Program was touted as the quickest disaster initiative leveraging on mobile technology. Typhoon survivors who participated in the UNDP’s cash-for-work program were given cash cards and mobile phones. They were paid for services rendered via electronic cash transfer to their LANDBANK account. Said account was linked to a Smart mobile phone, allowing them access to mobile bills payment, reloading of prepaid services, and peer-to-peer money transfers, among others. They could also withdraw cash through mobile and regular Automated Teller Machines (ATM).

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Bayadload

An innovation that positions mobile load as currency, making economic activity pervasive in the countryside and leveraging on the 1.2 million nationwide retailers as BayadLoad top-up touch points.

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Panalo SIKAP (Sa Ipon at Kabuhayan Aahon ka Pinoy)

A savings mobilization & microenterprise development program which is a core inclusive business proposition enabling the 4 million Pantawid (CCT) beneficiaries & 5 million small farmers & fisher folks to have Smart reloading business through the microcredit facility provided by Landbank (Initial funding of P2 billion credit line from Landbank).

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Panalo BIDA (Barangay Integrated Delivery Access) Service

Enabling at least half of the 42,000 barangays nationwide to be Panalo Centers, offering the BayadLoad reloading facility & for supply chain support, such as the potable water supply exchange in Bantayan Island off Cebu, including facilitation of electronic frontline government payments.